Tuesday, February 7, 2023
HomeMillennial Money16 Apps & Websites to Use (We're Severe)

16 Apps & Websites to Use (We’re Severe)

Do you need to receives a commission as we speak?

That could be a million-dollar query. Possibly as a result of everybody desires to make 7 figures in a single day — however the query nonetheless stands, do you need to receives a commission immediately?

In case your reply is sure, then you definitely’re studying the proper article. 

We’ve all gone via that second once you test your checking account stability and see the quantity dangerously approaching zero with no assist or bailout in sight. You want cash now.

The second once we all wished and hoped that we had made higher spending decisions so we wouldn’t be questioning the place the following test can be coming from.

We’ve all been there. Thankfully, there are a ton of how you could receives a commission as we speak and a ton of how to keep away from that second.

With out additional ado, listed here are 14 methods to vary your life.

Our Choose



Albert will spot you as a lot as $250 with no credit score test, curiosity, or late charges. Be part of now and get $150 FREE.

Get your bonus →

Use Get Paid As we speak Apps

Apps you should use to earn cash can sound like a pipedream or one thing straight out of a Ponzi scheme, however they’re real, and you should use them to receives a commission day by day.

The sheer variety of apps with totally different functionalities and strategies of incomes that you should use and receives a commission for is staggering. 

Listed here are 9 of my private favorites:

1. Empower

The Empower App is a money advance app that permits you to borrow a small amount of cash. 

Borrowing will be as little as $10 and as a lot as $250 with no minimal credit score rating requirement. 

And in case you prefer to plan forward, particularly together with your revenue, Empower affords free budgeting instruments

And for a small subscription, Empower’s Debit Card and Automated Financial savings function develop into out there to you. 

These options are particularly designed that will help you take advantage of the money you might be supplied. 

Greatest money administration account



  • Get a no-fee and interest-free money advance of as much as $250
  • Use AutoSave to mechanically set cash apart each week
  • Prices $8 per thirty days after a 14-day free trial 

Open Account

2. Albert

Albert’s purpose is to assist People attain monetary stability. With its cutting-edge algorithm, the Albert app analyzes and manages your account data to investigate and handle your info.

Lots of its providers, corresponding to cash-back rewards, happen with out charges. Nevertheless, the app affords a bit extra performance for $8/month.

So, if you’d like a easy technique of managing your funds whereas being profitable, this app is certainly for you. 

Rise up to $250 and $150 welcome bonus


  • Get a no-fee and interest-free money advance of as much as $250
  • Pay a small charge to get your cash immediately or get money inside 2–3 days without spending a dime
  • Prices $8 per thirty days after a 30 day free-trial

Get Your Bonus

Albert Overview

3. Cleo

Cleo is likely one of the extra thrilling apps on this listing with its strategy to managing your funds. 

Budgeting, spending, monitoring, and saving targets, Cleo does all of it. Cleo additionally comes with a chatbot with a novel system to clarify your funds.

For those who occur to be a freelancer or a gig employee, Cleo is simply the proper match for you.

In her phrases, “she’s the no-bullshit AI making the cash factor straightforward.” And he or she’s proper. Enroll with Cleo as we speak and get an opportunity to enhance your monetary state of affairs.

There’s additionally a $100 in it for you once you join and join Cleo Plus which is $5.99/month.

Rise up to $100


  • Borrow as much as $100 immediately with no credit score test or curiosity
  • Personalised tips about how one can save extra
  • Get assist creating and sticking to a funds
  • Prices $5.99 per thirty days for Cleo Plus

Open Account

Cleo Overview

4. B9

For those who typically switch cash or require an advance in your wage, B9 is usually a worthwhile possibility. 

It’s a membership-based service that allows you to accumulate as much as 15 days upfront in your paycheck. B9’s membership stage service costs vary from $9.99 to $19.99.

All you want is an FDIC-insured B9 checking account and arrange payroll direct deposit together with your employers.

And when you obtain your first paycheck into that account, you possibly can apply for a B9 advance.

The B9 app is obtainable within the App Retailer and Google Play, so join proper now to get pleasure from these advantages.

Rise up to 100% of paycheck*



  • As much as 100% of your paycheck immediately with premium membership*
  • No overdraft charges on checking account
  • Month-to-month membership charges: $9.99 for advance plan or $19.99 for premium plan

Open Account

5. Dave

Dave is a finance app that provides loans of as much as $500 with no added curiosity or expenses for a short while. 

It’s an affordable alternative for individuals who need to keep away from overdrawing their accounts. Dave affords automated budgeting instruments that will help you handle your funds higher. 

And for freelancers, this app additionally affords recommendation on discovering aspect hustles so you possibly can earn some additional money. 

With that in thoughts, get it at your gadget’s app retailer as we speak.

Rise up to $500



  • Meet the banking app on a mission to construct merchandise that stage the monetary taking part in discipline
  • Receives a commission as much as 2 days early, construct your credit score historical past, and stand up to $250 advances with out paying a charge
  • Be part of thousands and thousands of members constructing a greater monetary future

Open Account

6. MoneyLion

The cellular private finance app MoneyLion provides customers the instruments to trace their funds. It additionally provides you a low-interest mortgage in case you want pressing money for emergencies. 

MoneyLion gives quite a few advantages to its subscribers, together with interest-free private loans and intensive entry to fee-free ATMs. Moreover, you get entry to investing, cash-back incentives, and quick direct funds. 

With all this, MoneyLion is a dependable, feature-rich monetary app that deserves consideration. Plus, signing up is stress-free.

Rise up to $250



  • The utmost advance is $250
  • No curiosity. No month-to-month charge. No credit score test
  • Hyperlink your checking account to qualify for 0% APR money advances

Open Account

7. Brigit

Brigit is an app that may provide help to get your funds on monitor whereas permitting you to receives a commission as we speak.

Be part of 4 million+ members who stand up to $250, construct their credit score, and save smarter with Brigit. It solely takes 2 minutes. No credit score test required. No curiosity.

Obtain Brigit on both your iOS telephone or Android gadget to have the prospect at as much as $250 in money advance funds with no single credit score test.

Plus, you gained’t pay curiosity in your advance or any hidden charges. Take a look at Brigit to see what else the money advance app can give you. 

Rise up to $250



  • Faucet to get an advance inside seconds
  • Rise up to $250
  • No credit score test is required and no curiosity
  • Pay it again with out hidden charges or “ideas”

Open Account

8. Chime SpotMe

Chime SpotMe is a wonderful banking app to get an advance on any fee you anticipate. 

Because the title specifies, it spots you money in your debit card purchases, and this comes with zero overdraft charges.

Customers which are arrange with SpotMe might overdraft Chime by $20 right away and relying in your account habits and historical past, that quantity may rise to $200. 

For those who refer a buddy, you and your buddy get $50 upon signing up for a completely digital Chime account.



Chime is an award-winning cellular banking app with no month-to-month charges that may get you paid as much as 2 days early with direct deposit. With over 135,000+ five-star evaluations, Chime makes cellular banking straightforward with a contemporary and intuitive banking app that handles all the pieces from monitoring your spending and financial savings to paying pals.

Open Account

9. Earnin

This app is greatest for normal wage earners because it provides you the flexibility to withdraw small quantities of your wages earlier than your payday, and with out curiosity.

Earnin’s cash-back function is nice if you will get out of a bind quick and don’t have any different revenue supply.

It might additionally assist in case you’re attempting to keep away from the dreaded overdraft charge, which might value as much as $35 on common. Enroll as we speak for completely zero charges in case you earn a relentless paycheck. It doesn’t get higher than this.

Different Methods To Get Paid As we speak

Apps that supply monetary recommendation or fast money will not be the one methods to earn cash on this financial ecosystem.

There are lots of different paying actions you could have interaction in, which embody however will not be restricted to the next;

10. Take On-line Surveys

On-line surveys are an amazing pastime for making some money and getting your opinion about particular subjects. 

All it’s a must to do is fill out some types and receives a commission for them. 

Swap out Sweet Crush for one thing extra financially fulfilling as we speak. 

Listed here are a few advisable survey apps and web sites you possibly can go to:

Survey Junkie

Survey Junkie is a market analysis firm that provides rewards in trade for its customers filling out on-line surveys. You’ll be able to earn factors which will be obtained as both present playing cards or money. It is a nice method to earn passively, as you possibly can withdraw when you hit $5.


With Swagbucks, you are able to do greater than take on-line surveys for money. You can even go to their on-line store, which affords nice offers on gadgets or use the factors from answering surveys to purchase stuff. You might additionally watch movies and browse the online when you earn. All of those are nice incentives to develop into a Swagbucks member now.


This may appear like simply one other survey reward app, however Inbox {Dollars} not solely affords rewards for answering surveys but additionally for mainly all the pieces you’ll sometimes do in your telephone or laptop computer. Be it watching a film or taking part in a recreation; you earn factors for them. So why not make your free time worthwhile and join with Inbox {Dollars} now?

11. Ship Meals With DoorDash

DoorDash is a meals supply firm. And, like each supply firm on the market, it’s at all times looking out for good drivers.

Working with DoorDash makes you a service supplier and subcontractor. Which means you get to decide on your working hours. It’s not like a worrying 9-5s. 

On common, DoorDash drivers could make between $15 and $25 per hour. Despite the fact that there’s a set supply wage, however that is typically calculated by hours labored.

Because of this, it’s a great way of incomes as you get to decide on your hours and work at your individual tempo.

DoorDash Driver

Earn more money to your short-term or long-term goals with DoorDash. As a Dasher, you will be your individual boss and benefit from the flexibility of selecting when, the place, and the way a lot you earn. All you want is a mode of transportation and a smartphone to start out being profitable. It’s that easy.

Be taught Extra →

DoorDash Overview

We earn a fee in case you make a purchase order or join via our hyperlinks, at no further value to you.

12. Use Recreation Apps To Win Actual Cash

If you’re a gamer, you may flip these gaming expertise into an actual cash maker with video games that pay actual cash.

On this case, it isn’t about e-sports which will be overly aggressive. That is about you taking part in a recreation from the consolation of your home or office and incomes real-world money as you play. 

Though it’d seem to be a tall story, nevertheless, there are two examples of this, that are:

Blackout Bingo

In Blackout Bingo, you might be given an opportunity to play in opposition to actual opponents in as much as two-minute matches. All it’s essential to do is match 5 numbers in a row to get a bingo, and also you get a reward within the type of factors. You’ll be able to earn as much as $5 in additional money for the primary match in case you win. And in case you’re not avidly into gaming, you may as well play as it’s straightforward to select up. Blackout Bingo is obtainable in your gadget’s app retailer.

Earn as much as $100 as we speak

Solitaire Money

In Solitaire Money, you possibly can take part in tournaments with money prizes as much as $83 per recreation. That’s lots of incentive to study Solitaire proper now. And if it’s too laborious for you, you’ve entry to a number of observe rounds and tutorials to assist hone your expertise.

‎Solitaire Money

Earn money by taking part in solitaire in opposition to others out of your cell phone. Solitaire Money is likely one of the greatest video games to play to earn cash. It is that easy.

Begin Incomes →

13. Get Free Shares

Listed here are just a few platforms that supply free shares that may earn you an enormous or regular paycheck as we speak:


The purpose of the Public is to make investing accessible to everybody. To make it possible for everybody has the instruments to earn. Buying and selling is usually a capital-intensive aspect hustle, however Public affords a service that enables newbie traders to earn cash whereas higher educating themselves on the craft.



Spend money on shares. Be taught from others. Public enables you to put money into shares with any amount of cash and see what others put money into. Public.com is a fusion of investing and social media, all with $0 commissions.

Open Account


Webull is an effective brokerage app with a slick UI that may give you the instruments to commerce successfully and effectively. It’s comparatively low value to entry, and it comes with a big selection of functionalities, together with entry to cryptocurrency. Though going to buying and selling as a newbie with Webull could possibly be fairly troublesome at first, nevertheless, with time, you might be positive to start out reaping the total rewards of your labor.


Increase your inventory portfolio & personal fractional shares of your favourite corporations at a $5 min. Pay $0 in fee & administration charges once you commerce fractional shares with Webull.

Get Free Inventory for Becoming a member of →


Though this may sound like a foolish title, be relaxation assured that this free inventory service affords among the finest methods to earn cash buying and selling. It collects zero commissions, so merchants pocket the total revenue of their trades. And If this sounds too good to be true, then all it’s a must to do is strive it out and see.



Moomoo affords zero-commission buying and selling for inventory, ETFs, and choices on a complicated buying and selling platform with strong analysis and analytical instruments. New customers can stand up to fifteen free shares price as much as $30,000.

Open Account

14. Make investments In Actual Property

Actual property is a good way to earn cash in these trendy instances. The worth of landed belongings by no means depreciates, so revenue at all times accrues on no matter piece of actual property you determine to purchase. Listed here are just a few actual property investing apps that grant you seamless entry to the world of actual property funding:

Arrived Houses

Arrived Houses enables you to put money into one of the best properties for as little as $100. As such, it’s a nice possibility if you wish to make investments your revenue in rental items. It’s a good way to earn passive revenue via quarterly dividend revenue on no matter property you determine to put money into. 

Greatest for low minimal funding



Arrived is a really easy-to-use platform that enables people to put money into actual properties for as little as $100. This selection is greatest for customers who need to earn cash persistently and let their cash make them cash.

Open Account

Our Overview


It is a passive revenue alternative that provides you the flexibility to start out incomes rental revenue. Its well-designed charge construction and engaging processes are just a few of the assorted methods it ensures you get full worth to your cash. Investing won’t even be your area of interest, however Roofstock makes it straightforward to get into and helps you place your cash to nice use. Therefore, it’s a platform so that you can look into as we speak in case you are thinking about money stream investments.

Greatest for rental revenue



Roofstock permits you to buy a single-family rental funding house with confidence wherever on the earth. Construct your revenue stream by shopping for cash-flowing rental property.

Open Account

15. Freelancing On-line

Freelancing is a novel and engaging manner of incomes both a part-time revenue or full-time revenue.

With freelancing, you get to arrange your work hours, work at your price and tempo, and receives a commission per work you ship.

All it’s a must to do is join on a freelancing web site like Upwork or Fiverr, Freelancer, to say just a few. 

And in case you have a specific set of expertise to supply, there’s at all times somebody in want prepared to pay for them.

16. Promote Your Stuff

If all the opposite methods seem to be an excessive amount of stress or they simply don’t work out for you, then a yard sale won’t be a nasty thought.

Who says you possibly can’t promote that vintage vase you’ve been conserving for years? There’s at all times Fb Market, eBay, websites like Craigslist or promoting apps.

Promoting your stuff will be a lot simpler and even get you that much-needed money quicker. And also you by no means know; that ineffective piece of junk you need to eliminate could possibly be another person’s gold mine.

Why Do You Want To Get Paid As we speak?

Properly, It’s okay in case you’re nonetheless studying and don’t appear thinking about any of the methods you will get paid, even promoting your stuff. 

You in all probability don’t notice how essential it’s to have a aspect hustle, to have one thing you possibly can at all times depend on for fast money, and that’s okay.

However reality be stated, it’s a harmful factor as a result of each single methodology talked about on this article has been rigorously chosen to attraction to varied modes of thought and each kind of emergency. 

Dangerous issues occur; generally, a dollar-shaped cushion can imply the distinction between a nasty day and a horrible one. 

So, as soon as once more, with the million-dollar query: do you need to receives a commission as we speak?


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