Wednesday, September 28, 2022
HomeMoney SavingAsk Jasmine 4: "Ought to I declare a breach of contract?"

Ask Jasmine 4: “Ought to I declare a breach of contract?”

Studying Time: 5 minutes


Welcome to Ask Jasmine, the column the place I spherical up a number of the questions I’ve acquired from readers every week. This week, I reply questions on passive revenue, breaches in a contract and credit score allowance.

I hope these solutions can assist you with any questions you will have. Don’t overlook to depart any questions you’ve got within the feedback beneath or e-mail me on



how am i able to utilise passive revenue?


Hiya Jasmine, 

Simply been studying your fab column once more. Yesterday, I learnt the time period ‘passive revenue’ from a pal. Not sure in case you are conscious of this time period?

I’m at the moment in a lucky place to economize each week; (I work as an company social employee and receives a commission weekly). The cash goes into my Nationwide financial savings account. Are you able to advocate a small funding I can utilise please or one other means of saving?




Sure, I’m conscious of the time period ‘passive revenue’. Actually, we’ve got a number of articles on how one can get a passive revenue (make cash with out a lot effort) on my web site Check out the ‘make cash’ part to see what we write about.

Good thought to get into some investing together with your cash.

Legally I’m not allowed to offer you recommendation over this, however I do recommend you learn up about it a bit your self. Take a look on the ‘Handle your cash’ part on and also you’ll see that we’ve got plenty of articles on how you can make investments, how you can put more cash into your pension, how you can open an ISA (ideally a shares and shares one) and plenty extra.

It’s at all times a good suggestion to place your cash into various things, so now that you’ve a financial savings account it’s value occupied with placing more cash into your pension and in addition about establishing a shares and shares ISA.

You can go and go to a couple of impartial monetary advisors and get their ideas. The primary session with a monetary advisor is free so you might get some useful ideas simply by visiting them. Discover some good ones at VouchedFor right here

Hope that helps. All greatest, Jasmine.


am i able to declare a breach of contract?


Pricey Jasmine,

I took out a Sky broadband package deal virtually a 12 months in the past, a part of the deal I used to be to obtain a £100 reward card, both a bodily or on-line use card for use after three months. Finally I used to be notified that my reward card was now obtainable to make use of!

But it surely was not equipped by Sky themselves, somewhat a USA based mostly firm, this appeared to be easy till I adopted the data given. After making an attempt unsuccessfully and emailing the corporate, who instructed me to attempt once more, ultimately my e-mail was returned as undeliverable.

A number of months in the past, I known as Sky and ultimately managed to talk to a really hostile younger man who I ultimately requested, “Who do suppose you’re speaking to? “, due to his condescending angle

I used to be instructed that Sky didn’t have any free reward card provides operating at this time, and in the event that they did then they might be managed by a promotions company and don’t have anything to do with Sky, after I reminded him that the cardboard provide was a part of the contract, I used to be principally instructed I needed to cope with an company that was uncontactable.

Can I declare breach of contract? I really feel that I’m being taken for a experience by Sky and so they could possibly be doing this to hundreds. Should you can assist/advise. Thanking you.



Thanks in your e-mail. This does sound very annoying!

I recommend that the next step could be to take your grievance to Get They’ve direct entry to complaints departments in lots of corporations together with Sky and I feel you’ll have a good likelihood of getting this sorted out should you do it by them. Give it a go anyway. If it doesn’t work, then come again to me.

All the very best, Jasmine


do financial savings have an effect on credit score allowance?


Pricey Jasmine, 

[My wife and I] wouldn’t have personal pensions or employment and stay on the Governments state pension handout. I’ve not utilized for credit score allowance due to the means take a look at and I’ve financial savings that we live on. We now have our personal home which was the one one I might discover after two years of looking with a granny flat downstairs as a result of my spouse can’t stroll. It needed to be near a hospital and I used to be knowledgeable that Addenbrookes was the very best. So, we upped sticks and boy have we suffered.

Anyway, if one has financial savings does that impact asking for the credit score allowance? There doesn’t appear to be any gasoline or electrical concessions. Will the truth that we can’t use the upstairs have any steadiness on requests for council leniency?

We now have been locked in for the final seven years and married for 50. We’re managing however can’t get out and about. I’m conscious of the council and the native visitor houses that need £7,500 a month it’s ridiculous, and many of the council helpers that volunteer for residence help/assist, are older than me.

Greatest Regards.


Hello there,

Nice to listen to from you and I’m so sorry that you’re having such issues for the time being. Now, I contacted Age UK as a result of they’re superb on this form of factor. Actually, I recommend that you just give them a name on 0800 055 6112. They’re open 8am to 7pm every single day of the 12 months.

In addition they emailed me about your scenario and mentioned:

I hope that helps. All the perfect to you and your beautiful spouse. Preserve caring for one another. You’re doing a terrific job! All the very best, Jasmine

Do you’ve got a query for me? Depart it within the feedback beneath, or e-mail me your query on I may reply it in subsequent week’s Ask Jasmine column.

Communicate subsequent week!


Disclaimer: MoneyMagpie will not be a licensed monetary advisor and subsequently info discovered right here together with opinions, commentary, ideas or methods are for informational, leisure or academic functions solely. This shouldn’t be thought-about as monetary recommendation. Anybody pondering of investing ought to conduct their very own due diligence. 




Most Popular

Recent Comments