Thursday, December 1, 2022
HomeLife InsuranceAssurity Life Insurance coverage Evaluate

Assurity Life Insurance coverage Evaluate [2022]


Rachael Brennan has been working within the insurance coverage business since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which period she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as nicely. She has labored for small well being in…

Full Bio →

Written by

Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration companies. He’s additionally a strategic author and editor with a background in branding, advertising, and high quality assurance. He has been in army newsrooms — actually on the frontline of journalism.

Full Bio →

Reviewed by



Benji Carr


Former Licensed Life Insurance coverage Agent

Benji Carr

UPDATED: Apr 21, 2022

Advertiser Disclosure

It’s all about you. We wish to provide help to make the correct life insurance coverage protection decisions.

Advertiser Disclosure: We attempt that can assist you make assured life insurance coverage choices. Comparability buying must be simple. We’re not affiliated with anybody life insurance coverage firm and can’t assure quotes from any single firm.

Our life insurance coverage business partnerships don’t affect our content material. Our opinions are our personal. To check quotes from many alternative life insurance coverage corporations please enter your ZIP code above to make use of the free quote device. The extra quotes you examine, the extra possibilities to avoid wasting.

Editorial Pointers: We’re a free on-line useful resource for anybody involved in studying extra about life insurance coverage. Our purpose is to be an goal, third-party useful resource for all the things life insurance-related. We replace our web site frequently, and all content material is reviewed by life insurance coverage specialists.

Fast Information

  • Assurity has been in enterprise for over 100 years; the corporate was based again in 1890
  • This firm offers insurance coverage merchandise to people and group insurance coverage merchandise to companies
  • Assurity is an authorized B-Corp and is legally required to weigh the affect of its enterprise choices on society as an entire

Many life insurance coverage corporations don’t supply each group and private time period life insurance coverage insurance policies, however Assurity life insurance coverage is bought to people and companies too.

This firm has been in enterprise for nicely over 100 years, and Assurity is an authorized B-Corp.

As an authorized B-Corp, Assurity Life Insurance coverage Firm is legally required to weigh the affect of its enterprise choices on its employees, prospects, neighborhood, and the surroundings as an entire. B-Corps try to be extra accountable with their income and enterprise choices.

Assurity Life Insurance coverage Firm gives a variety of life insurance coverage merchandise for shoppers to select from. It additionally gives a variety of different services and products, however this evaluation will solely deal with the corporate’s life insurance coverage choices.

Prepared to purchase life insurance coverage? Enter your ZIP code above to check inexpensive life insurance coverage charges in your space.

What life insurance coverage merchandise does Assurity promote?

Assurity life merchandise embrace time period life insurance coverage, entire life insurance coverage, common life insurance coverage, and group life insurance coverage. Since group life insurance coverage is for employers to buy for his or her workers, we won’t cowl this kind of coverage on this evaluation.

Our evaluation will have a look at the person life insurance coverage insurance policies provided by Assurity Life Insurance coverage Firm and what their variations are. We’ll provide help to get an understanding of those merchandise and the way they work so, you may make an knowledgeable life insurance coverage determination.

Your life insurance coverage quotes are all the time free.

secured lock Secured with SHA-256 Encryption

What are the specifics of Assurity’s time period life insurance coverage merchandise?

Assurity’s time period life insurance coverage insurance policies are provided with 10, 20, and 30-year time period lengths. Assurity doesn’t have fairly as many time period life insurance coverage choices as different corporations, however Assurity does give its time period life prospects the choice to transform their time period coverage to a everlasting life coverage.

Time period life insurance coverage insurance policies are essentially the most inexpensive life insurance coverage insurance policies with complete coverages provided by life insurance coverage corporations.

Time period life insurance coverage insurance policies are nice for individuals who solely want life insurance coverage protection for a interval of their life. For those who’re undecided what your wants shall be, Assurity means that you can convert your time period coverage to a everlasting life coverage.

What are the specifics of Assurity’s entire life insurance coverage merchandise?

Complete life insurance coverage differs from time period life insurance coverage in just a few key methods:

  • One, entire life insurance coverage protection lasts in your entire life, and;
  • Two, entire life insurance coverage protection additionally has a money worth that may be borrowed towards ought to the monetary want come up.

Complete life insurance coverage charges are dearer than time period life. Try how Assurity life insurance coverage prices examine to different corporations for ladies with $100,000 in protection:

Gender and age affect entire life insurance coverage charges, so it’s vital to check Assurity life insurance coverage quotes towards different corporations in your space to seek out the perfect charges.

See the desk under to check Assurity entire life insurance coverage charges for males from 50-65 years of age with $100,000 in protection:

Assurity’s entire life insurance coverage prospects may additionally receives a commission out a dividend. This dividend just isn’t a assured function of their entire life insurance coverage insurance policies, however the chance exists.

Assurity additionally gives their entire life insurance coverage insurance policies as a single premium product. That means you pay one lump sum and have life insurance coverage protection for the remainder of your life.

What are the specifics of Assurity’s common life insurance coverage merchandise?

Common life insurance coverage is everlasting life insurance coverage that’s similar to entire life insurance coverage. Common life insurance coverage protection lasts for a lifetime, it has a money worth that grows over time and might be borrowed towards, however common life insurance coverage is extra versatile.

Assurity’s common life insurance coverage prospects can alter their premium funds and their advantages as they should meet their present monetary and life insurance coverage wants.

Common life insurance coverage is the easiest way to have everlasting life insurance coverage protection with the flexibleness to regulate your coverage as you want.

If you’re involved in studying extra about everlasting life insurance coverage, you possibly can take a look at the Insurance coverage Data Institute’s useful assets on the topic. There are a whole lot of various things to contemplate when buying life insurance coverage, so it’s vital to get the entire info that you would be able to.

Your life insurance coverage quotes are all the time free.

secured lock Secured with SHA-256 Encryption

Can I entry my Assurity life insurance coverage coverage on-line?

Assurity permits present policyholders to entry their life insurance coverage insurance policies on their firm web site through the use of their Assurity login info. Assurity prospects can file a declare, make a premium cost, and even change their beneficiary all on-line.

Assurity makes managing your life insurance coverage coverage easy with its on-line portal.

How sturdy is Assurity financially?

Unbiased evaluation A.M. Finest has given Assurity an A-. That is the fourth highest attainable monetary ranking given by the corporate. Which means Assurity is a powerful firm financially and should not have any points making profit funds on time.

You will need to select a life insurance coverage firm with sturdy monetary scores so that you could be assured that you’ll get your profit cash once you want it most.

Different Assurity life insurance coverage opinions embrace BBB‘s ranking of A+, offering additional legitimacy to the corporate.

Assurity Life Insurance coverage: What’s the underside line?

Assurity gives a great quantity of life insurance coverage decisions for shoppers to select from. Whether or not you might be in search of time period life, entire life, or common life insurance coverage protection, this firm has a coverage that may suit your wants.

This firm can also be attention-grabbing as a result of it additionally gives group time period life insurance coverage for employers to buy as a part of an worker advantages bundle.

We didn’t go over group life choices in any element, however in case you are involved in studying extra about this protection, you possibly can contact Assurity.

Able to get inexpensive life insurance coverage quotes? Enter your ZIP code under to view life insurance coverage quotes in your locality.

RELATED ARTICLES

Most Popular

Recent Comments