Home Insurance Benefit from the bicycle increase: 5 ideas for protected driving

Benefit from the bicycle increase: 5 ideas for protected driving

Benefit from the bicycle increase: 5 ideas for protected driving


Make your self seen regardless of the time of day. Reflectors assist, however flashing lights are even higher.

I put extra miles on my bike than my automobile in 2021. Sticking to some guidelines of the highway saved me protected and accident-free, and I’d wish to share them with you:

1. Be seen, however trip like you possibly can’t be – Including lights to your bike makes it extra seen, day or evening. Strobing lights are higher than reflectors. You’ll be able to even add lights to your clothes, with high-visibility clothes working wonders at daybreak, nightfall and when the solar is brilliant. Regardless of the trouble of being seen, trip as when you’re carrying Harry Potter’s invisibility cloak.

Drivers naturally search for automobiles that occupy a full lane slightly than skinny automobiles occupying a couple of third of the lane, as that’s what they expertise more often than not. To guard your self:

  • Keep away from stopping instantly subsequent to automobiles with giant profiles; they seemingly can’t see you of their mirrors – a possible downside in the event that they’re turning.
  • Look all instructions by way of intersections earlier than crossing, even in case you have a inexperienced gentle.
  • Regularly scan for obstacles along with your fingers over the brakes. Defensive driving applies to driving bikes, too.


2. Be ready with the necessities – You wouldn’t drive a automobile with out airbags or seatbelts. Nor must you hop on a motorbike with out important security gear:

  • Helmets defend your head must you fall or get thrown out of your bike.
  • Sun shades or clear security glasses can protect you from mud, particles, wind and even rocks kicked up by automobiles or vans.
  • Gloves add safety when you fall. Our pure response to falling is to stay out a hand to brace ourselves, however having a road-rashed hand for weeks may make each day duties difficult.
  • All the time be ready with adequate water to remain hydrated.
  • An additional tube with a mini pump is helpful in case you get a flat tire.
  • Your cellphone is a lifeline with location monitoring must you get misplaced or if there may be an emergency and you’ll want to name for a trip.

And, whereas we’re speaking about necessities, don’t overlook to test your tire strain and check your brakes.

There’s a bicycle increase, and with good motive:

  • The worldwide pandemic shuttered some health facilities, pushing extra folks to bicycling as a beautiful train choice.
  • Gasoline value will increase have some reconsidering how they commute and looking for fuel-efficient options.
  • Local weather change and setting activism have many involved about lowering their carbon footprint.

Mix these components with improved battery know-how and e-bike choices – and the result’s new and extra lively biking fanatics.


3. Observe the legal guidelines and be predictable – Use hand indicators to point turns. Trip with site visitors in bike lanes, not in opposition to site visitors.

Considered one of my scariest moments was bike driving the incorrect path with a field truck in entrance of me, blocking my view. Don’t run cease indicators or pink lights. The aim is to trip in a predictable method. Native legal guidelines can range.


4. Plan your route – Your alternative of route is vital. Contemplate site visitors patterns, highway circumstances and in case your velocity matches site visitors velocity. Contemplate taking aspect streets whenever you’re going uphill or right into a headwind. That is very true when you’re in a lane. It’s additionally well mannered.

The extra seen the route, the safer. The less driveways – each business and residential – the safer. The less site visitors lights, the safer. Using on sidewalks is suggested in opposition to – and unlawful in some jurisdictions. Drivers, significantly in car-dominant cities with few pedestrians, are used to wanting on the highway for obstacles. Research present driving on the sidewalk is definitely extra harmful for cyclists and pedestrians. Eight states even prohibit sidewalk driving.

Utilizing a motorbike path is clearly the best choice, however make certain to deal with pedestrians the way you’d wish to be handled. Be careful for canine on lengthy leashes – I’ve observed the sound from a whirring freehub when coasting can ship our furry associates into an unpredictable frenzy. When you’re utilizing a single-lane highway, you’ll wish to trip on the correct third of the lane, but not on the white line. It enormously will increase visibility, and reduces near-passes. Using alongside the white line will tempt many into “squeezing” by you.


5. Choose the correct instrument for the job – Not all bikes are created equal, relying on what your aim is. Novice or older riders could select to make use of exterior energy to help their legs, in different phrases, e-bikes. Riders who aren’t assured of their dealing with, or are touring by way of gravel or filth, could select to make use of wider tires with deeper tread. When you trip totally on easy tarmac over a protracted distance, you may want drop handlebars with skinny, highway tires. This will likely not appear intuitive to security, but a mountain bike on the highway is just too sluggish to mix with site visitors patterns and expectations, and a highway bike on a mud path is a tightrope balancing act.

Keep in mind we’re coping with two wheels, not 4 – No kidding, proper? It’s simple to overlook that bikes don’t flip as simply or cease as rapidly, they usually definitely don’t have a protecting metallic roll cage. With that in thoughts, train an additional diploma of warning, particularly when the circumstances benefit, similar to slippery moist tires or poor visibility as a result of clouds, rain or place of the solar.

On the finish of the day, a very powerful factor is our security. I hope the following pointers assist.


This loss management info is advisory solely. The writer assumes no accountability for administration or management of loss management actions. Not all exposures are recognized on this article. Contact your native, unbiased agent for insurance coverage protection recommendation and loss management info.