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Does Money App Work in Europe?

No, Money App doesn’t work in Europe. Money App is a US-based cell cost service that enables customers to switch cash to others utilizing their cellphone quantity or electronic mail handle.

As of 2022, Money App is just not accessible in Europe and it is just accessible for US and UK residents. Should you stay within the US or UK and need to ship cash to someone in Germany or France, they received’t be capable to obtain your cash. You may look into utilizing worldwide cash switch apps as there are a couple of options.

Should you stay in Europe, you’ve most likely seen that Money App is just not accessible in your nation. It’s because Money App is presently solely accessible in america and the UK. This text will go over a few of the greatest options to Money App for European customers.

What’s Money App?

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Money App is sort of a digital pockets for all of the individuals who must make transactions or funds. It’s a cash switch app and a quite simple approach to ship cash to anybody you need with out paying any cash transferring charge.

One other function of Sq. Money is you could add as a lot cash as you need by way of financial institution accounts and playing cards.

Whenever you use this card to ship funds, the desired money quantity shall be withdrawn out of your linked account and the transaction will course of.

It additionally permits you the chance to purchase and promote Bitcoin which is an incredible function plus provides a terrific referral system.

Mainly, Money App means that you can ship and request cash with anybody. You may ship money totally free and get prompt reductions each time you buy one thing by selecting a lift to avoid wasting money each time.

You may add cash to your Money App and use a Money App Card with it at shops that settle for Visa. Your Money Card is linked to your accessible stability on the Money App, so anytime you add funds to the app, you’ll additionally be capable to spend it through the use of the Money App card.

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When is Money App Coming to Europe?

Money App began as a cost app launched by Sq., Inc in 2013. In January 2021, greater than 30 million individuals within the US and UK have been utilizing Money App.

The corporate opened its European headquarters in Dublin in 2016 however has but to launch providers in Eire and throughout Europe.

Should you reside in Germany, Russia, Italy, Spain, Ukraine, Romania, the Netherlands, Belgium, Greece, Portugal, Sweden, Switzerland, or one other European nation — you can’t use Money App.

Money App doesn’t presently work in Europe however you should utilize Revolut instead.

Revolut Particulars:

  • Foreign money trade charge: €0
  • ATM withdrawal charge: Free as much as €200 a month
  • Month-to-month charges: €0 (Normal Account)
  • Debit card: (VISA)
  • Cell app: Sure
  • Regulators: FCA

Revolut is a monetary know-how firm that provides different banking providers. Revolut has a cell app that enables customers to carry, trade, and spend a number of currencies.

Revolut additionally provides a digital card that can be utilized for on-line buying and worldwide transactions. Revolut is out there in over 30 nations and helps over 150 currencies.

The Normal account comes with a restrict of €200 in free ATM withdrawals monthly. Nonetheless, the paid plans beginning at solely €2.99 supply way more, together with precedence 24/7 consumer assist, greater limits on withdrawals, and even free abroad medical insurance coverage.

Try the Revolut web site at present to be taught extra about all the advantages of upgrading your account!


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Revolut provides you a $10 bonus upon account approval after utilizing the Revolut card. Testing this supply, I obtained $10 immediately by way of this hyperlink after opening account and making a qualifying transaction of not less than $1.

Simply end the 2 minute utility and take its award-winning instruments and platform for a spin. Make your first digital or bodily Revolut card cost to obtain $10 credited to your Revolut account.

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Options to Money App as an Funding App


As one of many many in style funding cell apps accessible, eToro offers commission-free inventory and ETF tradings, together with commodities, foreign exchange, cryptocurrency, and CFDs. The app serves over 25 million clients worldwide with a glossy interface that’s fashionable and straightforward to make use of. You may simply copy different buyers to arrange your individual investments with eToro. All you want is £10 to start out. 

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eToro USA LLC; Investments are topic to market threat, together with the potential lack of principal. Archived, “Digital currencies are extremely risky. Your capital is in danger.”

Interactive Brokers

Interactive Brokers was based in 1978 and continues to supply a variety of monetary merchandise. These embody shares, bonds, commodities, futures, choices, ETFs, foreign exchange, and CFDs. Whereas there isn’t any minimal deposit required for an Interactive Brokers account, they do cost foreign money conversion charges, albeit low. 

In case you are a newbie investor, you could need to take a look at the IBKR GlobalTrader. It’s a inventory and ETF buying and selling app that means that you can be taught as you handle your investments. 


As one of many premier on-line brokers in Europe, DEGIRO solely fees £0.5 per transaction. They provide their buyer a low-cost construction for investments, with no minimal deposit required. Their wide selection of merchandise is constructed to swimsuit buyers of all wants, from excessive risk-high reward to these extra conservative of their strategy. 

In contrast to a few of the different rivals, DEGIRO doesn’t cost an inactivity charge. You may simply open a DEGIRO account on-line, which is regulated by the Dutch Monetary Supervisory Authority, in addition to the British Monetary Conduct Authority. Foreign exchange, CFDs, and crypto should not accessible as investments throughout the DEGIRO portfolio. Plus, you’ll must pay as a way to see costs in real-time, as the usual quoted costs are delayed by quarter-hour. 

Saxo Financial institution

A Danish financial institution based within the early Nineteen Nineties, Saxo Financial institution has an extended monitor report as a superior financial institution that has frequently been chosen as among the finest foreign exchange brokers, in addition to the very best coaching platform and app for inventory buying and selling. Regulated by the Danish Monetary Providers Company (FSA) and UK’s Monetary Conduct Authority (FCA), Saxo Financial institution excels as a web based buying and selling and funding service. 

Sadly, Saxo Financial institution does cost excessive charges for his or her accounts, together with charges for inactivity. The excessive minimal deposit makes it more durable for almost all of buyers to justify utilizing Saxo Financial institution, and a scarcity of buyer assist available can deter potential clients as properly. 

Nonetheless, Saxo Financial institution does supply excellent analysis that their clients can use to learn up on numerous phrases and ideas, in addition to an enormous product portfolio to select from. 


XTB can also be regulated by the UK FCA. listed on the Warsaw Inventory Change, it offers clients with low CFD charges and commission-free shares and ETFs as much as €100k month-to-month. You’ll have the flexibility to decide on between credit score and debit playing cards, in addition to digital wallets while you join with XTB. 

This firm, based in 2002, provides free deposits and withdrawals. You’ll have to pay an inactivity charge in case your account sits for too lengthy, however opening an account is simple sufficient. Whereas others present a variety of funding alternatives, clients are restricted to basic knowledge and principally CFDs with an XTB account.

Conversely, provides entry to over 6,000 markets, in monetary merchandise reminiscent of cryptocurrencies, commodities, indices, shares, foreign exchange, shares, CFDs, and ETFs. You’ll need £20 in your account at the least deposit, however there aren’t any foreign money conversion or fee charges. 

Should you want to check out your funding account earlier than you join, you may simply demo Actually, the demo model doesn’t expire and is free to attempt. It might introduce you to the various academic sources discovered on this app as properly, which enable you to make better-informed selections in the case of investing. offers tight spreads you may reap the benefits of on their cell app. Low in a single day charges make it a well-liked different, not less than till Robinhood arrives on the scene. accounts are topic to in a single day charges, however you may simply contact buyer assist 24/7 for those who ever run into any points together with your account.


As of 2022, Money App is just not accessible in Europe. Should you stay within the US or UK and need to ship cash to someone in Germany or France, they received’t be capable to obtain your cash. You may look into utilizing worldwide cash switch providers as there are a couple of options.

Among the greatest options to Money App for European customers embody TransferWise, Western Union, and Revolut.

All three of those providers supply distinctive options which may be helpful for you relying in your wants. For instance, TransferWise is nice for many who must ship cash overseas regularly because it provides very low charges. Western Union is an effective possibility if you’ll want to ship a big amount of cash rapidly.

Lastly, Revolut is an effective all-around selection because it provides each a cell app and a digital card. Whichever service you select, ensure that to match the charges and trade charges earlier than making your choice.


Ship and request cash with a faucet, break up payments simply with anybody in 200+ nations. From simple cash administration, to journey perks and investments. Open your account in a flash

Get a Free Account


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