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1 Data from the Nationwide Retail Federation’s “NRF Says 2021 Vacation Gross sales Grew 14.1 % to Document $886.7 Billion” as of November 16, 2022: https://nrf.com/media-center/press-releases/nrf-says-2021-holiday-sales-grew-141-percent-record-8867-billion
2 Data from the Higher Enterprise Bureau’s 2021 On-line Buy Scams Report, “How one can Keep Protected On-line”, as of November 16, 2022: https://www.bbb.org/content material/dam/bbb-institute-(bbbi)/2021-online-purchase-scams/Finalpercent202021-BBB-OnlinePurchaseScamsTips.pdf
3 Chime SpotMe is an non-obligatory, no price service that requires a single deposit of $200 or extra in qualifying direct deposits to the Chime Checking Account every month and Visa debit card activation. All qualifying members can be allowed to overdraw their account as much as $20 on debit card purchases and money withdrawals initially, however could also be later eligible for the next restrict of as much as $200 or extra based mostly on member’s Chime Account historical past, direct deposit frequency and quantity, spending exercise and different risk-based components. Your restrict can be exhibited to you throughout the Chime cellular app. You’ll obtain discover of any modifications to your restrict. Your restrict could change at any time, at Chime’s discretion. Though there aren’t any overdraft charges, there could also be out-of-network or third occasion charges related to ATM transactions. SpotMe will not cowl non-debit card transactions, together with ACH transfers, Pay Anybody transfers, or Chime Checkbook transactions. See phrases and situations.
4 Data from the Federal Communications Fee’s “How one can Determine and Keep away from Package deal Supply Scams” as of November 16, 2022: https://www.fcc.gov/how-identify-and-avoid-package-delivery-scams
5 Data from the Federal Bureau of Investigation Crime Grievance Middle’s “Web Crime Report 2021” as of November 16, 2022: https://www.ic3.gov/Media/PDF/AnnualReport/2021_IC3Report.pdf
6 Data from the Federal Commerce Fee’s “New Knowledge Exhibits FTC Acquired 2.8 Million Fraud Studies from Shoppers in 2021” as of November 16, 2022: https://www.ftc.gov/news-events/information/press-releases/2022/02/new-data-shows-ftc-received-28-million-fraud-reports-consumers-2021-0
7 Data from the Higher Enterprise Bureau’s “On-line Buying Fraud” research as of November 16, 2022: https://www.bbb.org/all/scamstudies/fake_online_retailers_study/online_shopping_fraud_study
8 Data from the Higher Enterprise Bureau’s “BBB Tip: ‘Brushing’ rip-off signifies a significant issue for victims” as of November 16, 2022: https://www.bbb.org/article/news-releases/20509-amazon-brushing-scam-indicates-a-serious-problem-for-victims
9 Data from the Federal Bureau of Investigation’s “How We Can Assist You: Charity and Catastrophe Fraud” as of November 16, 2022: https://www.fbi.gov/how-we-can-help-you/safety-resources/scams-and-safety/common-scams-and-crimes/charity-and-disaster-fraud
10 Data from the Federal Commerce Fee’s “Earlier than Giving to a Charity” as of November 16, 2022: https://client.ftc.gov/articles/giving-charity
11 Data from the Federal Commerce Fee’s “What To Do if You Have been Scammed” as of November 16, 2022: https://client.ftc.gov/articles/what-do-if-you-were-scammed
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